06-12-2012 12:22 PM
Just curious as to why this is:
I pulled my Equifax (677) & Transunion (666) score here @ myFICO. I didn't pull my Experian because I already had that number (598) from freecreditreport.com
I get that each company uses different calculations, but why is there such a vast difference between my EQ/TU & my Ex. @ 598? And, yes, I did compare the reports to each other as far as accounts listed and there were no significant differences.
That's more than a 50 pt difference and when I see others w/ all 3 scores being around the same (w/in 10-20 pts of each other) it just makes me wonder if the 598 is wrong.
06-12-2012 12:29 PM
You can't really compare FICO scores to FAKO scores ~ they have different scoring rules and max/min values. Take a look at the credit scoring 101 thread in this posting of frequently requested threads, it explains the differences:
06-12-2012 12:39 PM