TU 801
EQ 813
EX 825
Past Due Accounts - 0
History - 12 Years
Average Age of Accounts - 8 Years
Negative Accounts - 0
Revolving Account Balances - $72 (<1%)
Mortgages - 0
Installment Loans - $9,562
Accounts - 14
Active Accounts - 7
Accounts with Balances - 2
Accounts new in the past year - 1
Recent Inquries - 3
Collections - 0
Public Records - 0
I am almost to closing on 1st mortgage and am interested in seeing what effect it will have on scores.
Starting Score: EQ 675
Just applied for a Re-Fi on my Mortgage and they sent me all three "True FICO's"
Interesting to me is they use the "Middle Score", even though the three CRA's use different scales.
From their full report:
Your Credit Score
Score: 797 Source: Equifax Date: 11/27/2012
Score: 788 Source: Experian Date: 11/27/2012 <--- Used as your Middle Score
Score: 784 Source: TransUnion Date: 11/27/2012
The range of scores
Equifax
Scores range from a low of 300 to a high of 850
Experian
Scores range from a low of 375 to a high of 900
TransUnion
Scores range from a low of 395 to a high of 848
cheers
nois wrote:TU 801
EQ 813
EX 825
Past Due Accounts - 0
History - 12 Years
Average Age of Accounts - 8 Years
Negative Accounts - 0
Revolving Account Balances - $72 (<1%)
Mortgages - 0
Installment Loans - $9,562
Accounts - 14
Active Accounts - 7
Accounts with Balances - 2
Accounts new in the past year - 1
Recent Inquries - 3
Collections - 0
Public Records - 0
I am almost to closing on 1st mortgage and am interested in seeing what effect it will have on scores.
Congratulations! 825 is about the highest score I've seen on this forum 
---> HiLine's personal finance blog - Follow my journey! 
-Taking a break from the forums from 4/23/2013
"oldest account: FICO High Achievers opened their oldest account 19 years ago, on average.
average account age: Most FICO High Achievers have an average age of accounts between 6 and 12 years.
oldest revolving account: FICO High Achievers opened their first revolving account 19 years ago, on average. "
:0 whew! 19 yrs ago I was just a wee lass. I'm closing in on the 760 mark though 
oldest account is 7 years old
Starting Score: 747
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO
