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I noticed that Experian FICO scores are now available. I was shocked t see that I show a score of 850!!!!!!!!!!!!!!!!!!
My other two scores are good (802 TU and 817 EQ) but I certainly did not expect to see an 850.
You are the first I have seen with an 850! Wow is all I can say. Wow!
I don't see anything t. fferendi
Congrats on 850!!
Only in my wildest dream
My experian showed 629 on my fico but when pulled by my lender it was 585!! The same week. What is going on? Am confused. Any ideas why? Thanks
@050403 wrote:My experian showed 629 on my fico but when pulled by my lender it was 585!! The same week. What is going on? Am confused. Any ideas why? Thanks
Different scoring models/versions. The one here is the 08 version and most lenders use the 04 version.
@guiness56 wrote:
@050403 wrote:My experian showed 629 on my fico but when pulled by my lender it was 585!! The same week. What is going on? Am confused. Any ideas why? Thanks
Different scoring models/versions. The one here is the 08 version and most lenders use the 04 version.
Isn't that the TU versions?
@Shogun wrote:
@guiness56 wrote:
@050403 wrote:My experian showed 629 on my fico but when pulled by my lender it was 585!! The same week. What is going on? Am confused. Any ideas why? Thanks
Different scoring models/versions. The one here is the 08 version and most lenders use the 04 version.
Isn't that the TU versions?
Most mortgage lenders use the 04 models of all the scores. Is that what you are asking?
The FICO 04:
EQ = Beacon 5
TU = FICO Risk Score, Classic 04
EX = Experian/FICO Risk Model v2