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Experian Increase

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MrTom
Frequent Contributor

Experian Increase

Work up this morning, done my daily pull and seen my Experian score increased 3 points, 700 to 703

 

No new updates to accounts.

 

Any ideas on the plus 3?  Did my credit just happen to age today

 

On an other note, I just starting the process of having my homeowners and auto insurance re-rated.  I'm excited to see what will come out of the re-rate seeing when the last time my insurance was underrated, I had maxedout cards, 2 collections, and 5 charge offs appearing on my credit report, along with 9 inquiries in the last 12 months.  Compared to now, higher credit scores (duh), 19% utilization, 1 inquiry, no collections and 1 PAID charge off.



Starting Score: May 23, 2016 EQ 537 TU 518 EX 548
Recent Scores: EQ 839 TU 824 EX 821
Goal Score: 840
Current Vantage 3.0: 808
Mortgage Scores August 18 2017: EQ5 684 TU4 692 EX2 690
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