My experian score has not really moved in a year, it might move either 3 to 4 points in either direction, but no more even when both equifax and transunion increased. I know I was in a bucket, but I think enough time might have moved me into the next bucket finally!!! My score just went up 14 points magically, with actually a balance increase on one of my cards.So now its at 676 Im just happy to finally see it move up!!!
Nice to see it go up! More than likely something else caused that jump. Either way, it's a jump!
@Nova5041 wrote:My experian score has not really moved in a year, it might move either 3 to 4 points in either direction, but no more even when both equifax and transunion increased. I know I was in a bucket, but I think enough time might have moved me into the next bucket finally!!! My score just went up 14 points magically, with actually a balance increase on one of my cards.So now its at 676 Im just happy to finally see it move up!!!
I was the same boat till last week. The score was fluctuating 1 or 2 points for the past six months, till I brought down util on two of my cards to less than 20%. Score jumped 12 points !.
Probably some inquiries might have fallen off or you got a CLI recently?
I did receive a cli from 6500 to 9500 on my discover card, but I also added a balance of 1700 on the same card. So I doubt it was my cli. No baddie fall off or Aaoa increase! When I use the fico simulator, it did accurately predict an increase though! I'm guessing time between baddies are helping me out I guess!