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Where can I see the soft pulls for experian?
You should be able to see them on credit reports from www.annualcreditreports.com. It is free as long as you do not request a score.
@AndySoCal wrote:You should be able to see them on credit reports from www.annualcreditreports.com. It is free as long as you do not request a score.
Unless something has changed, you can do that only once per 12 months (not calendar year).
An alternative, if you have an Experian account (or you can create one, it's free) is to log in, go to "reports", then choose to dispute an item on the report. You'll get a form to fill out and the usual caveats and acknowledgements at the bottom of the screen. When you click "submit" you'll get a full report from EX that includes up-to-the-minute hard and soft pulls, valid to the date of your inquiry. You'll see everything there! Once you've finished, you can simply back out/log off the report, you don't actually have to dispute anything.
...for the disputing/viewing, you'll need an actual report number, with the series ending in 01, 02, or 03.
@Burned2manybridgesB4 wrote:...for the disputing/viewing, you'll need an actual report number, with the series ending in 01, 02, or 03.
I've been able to do it without a report number. You may be prompted for a PIN (which I have), but I've never needed a report number.
Oh...then I know a freebie.
When I try to go to the dispute screen....I get a message that says " we are unable to honor your request, if you have entered your credit card information you have not been charged" And there is a form to print and mail in.????