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Valued Contributor
dodfire
Posts: 1,453
Registered: ‎04-14-2012
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Experian Soft Pulls

Where can I see the soft pulls for experian?

*8/10/13
Valued Contributor
AndySoCal
Posts: 1,895
Registered: ‎04-07-2009
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Re: Experian Soft Pulls

You should be able to see them on credit reports from www.annualcreditreports.com. It is free as long as you do not request a score.

Equifax My FICO score 815 5/28/2012, 818 on 7/28/2014 . Average of Accounts 12 years and no Installment accounts. MyFICO TU 810 6/26/2012 809 4/21/2013 MyFICO XPN -805. 2/26/2014 Discover TU FICO 813 App free since 9/2011
Valued Contributor
thom02099
Posts: 1,323
Registered: ‎08-30-2011
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Re: Experian Soft Pulls


AndySoCal wrote:

You should be able to see them on credit reports from www.annualcreditreports.com. It is free as long as you do not request a score.


Unless something has changed, you can do that only once per 12 months (not calendar year). 

An alternative, if you have an Experian account (or you can create one, it's free) is to log in, go to "reports", then choose to dispute an item on the report.  You'll get a form to fill out and the usual caveats and acknowledgements at the bottom of the screen.  When you click "submit" you'll get a full report from EX that includes up-to-the-minute hard and soft pulls, valid to the date of your inquiry.  You'll see everything there!  Once you've finished, you can simply back out/log off the report, you don't actually have to dispute anything. 

AMEX Gold NPSL / AMEX Zync NPSL / AMEX Blue Cash Preferred $14K / Bank of America Cash Rewards Signature Visa $15K / Merrill Lynch Plus Signature Visa $15K / Wells Fargo Propel 365 $15K / Chase Sapphire Preferred Signature Visa $10K / J P Morgan Select Signature Visa $10K / Chase Slate Visa $6K / CITI Diamond Preferred MasterCard $13.2K / Discover IT $10.5K / IberiaBank Select Visa $8K / 1st Command Bank Platinum Visa $7.5K // Home Depot $9.7K / Lowes $10K

EX = 768 EQ = 828 TU = 834 - June/2014
Valued Contributor
Burned2manybridgesB4
Posts: 1,742
Registered: ‎03-15-2012
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Re: Experian Soft Pulls

...for the disputing/viewing, you'll need an actual report number, with the series ending in 01, 02, or 03.


Valued Contributor
thom02099
Posts: 1,323
Registered: ‎08-30-2011
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Re: Experian Soft Pulls


Burned2manybridgesB4 wrote:

...for the disputing/viewing, you'll need an actual report number, with the series ending in 01, 02, or 03.


I've been able to do it without a report number.  You may be prompted for a PIN (which I have), but I've never needed a report number. 

AMEX Gold NPSL / AMEX Zync NPSL / AMEX Blue Cash Preferred $14K / Bank of America Cash Rewards Signature Visa $15K / Merrill Lynch Plus Signature Visa $15K / Wells Fargo Propel 365 $15K / Chase Sapphire Preferred Signature Visa $10K / J P Morgan Select Signature Visa $10K / Chase Slate Visa $6K / CITI Diamond Preferred MasterCard $13.2K / Discover IT $10.5K / IberiaBank Select Visa $8K / 1st Command Bank Platinum Visa $7.5K // Home Depot $9.7K / Lowes $10K

EX = 768 EQ = 828 TU = 834 - June/2014
Valued Contributor
Burned2manybridgesB4
Posts: 1,742
Registered: ‎03-15-2012
0

Re: Experian Soft Pulls

Oh...then I know a freebie.:smileysurprised:


Valued Contributor
dodfire
Posts: 1,453
Registered: ‎04-14-2012
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Re: Experian Soft Pulls

When I try to go to the dispute screen....I get a message that says " we are unable to honor your request, if you have entered your credit card information you have not been charged" And there is a form to print and mail in.????

*8/10/13

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