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Experian and CK scores Are the Same

Super Contributor

Re: Experian and CK scores Are the Same

Any time a VS 3.0 score matches a FICO score, it's a coincidence.

Message 21 of 24
Community Leader
Super Contributor

Re: Experian and CK scores Are the Same

Hi BBS.  I don't think we know that the EX score is a FICO score.  The OP was only able to tell us is that he got the score at Experian.com, but not the tool he was using there.  Here is a link at EX that gives a perspn his Vantage score:

 

https://www.experian.com/consumer-products/vantage-score.html

 

 

 

 

Message 22 of 24
Valued Contributor

Re: Experian and CK scores Are the Same


@CreditGuyInDixie wrote:

Hi BBS.  I don't think we know that the EX score is a FICO score.  The OP was only able to tell us is that he got the score at Experian.com, but not the tool he was using there.  Here is a link at EX that gives a perspn his Vantage score:

 

https://www.experian.com/consumer-products/vantage-score.html

 


^ Correct. I twice received VantageScore direct from Experian. If the same data exists among CRAs, VantageScore is much more likely to be the same among the CRAs than are Fico scores (unless one is in buffer territory with Fico). Example pasted below.

 

VS3 score direct from Experian.jpg

Fico 8: .......EQ 850 TU 850 EX 850
Fico 9: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
VS 3.0:...... EQ 835 TU 835 EX 835
Fico 8 BC:. EQ 892 TU 900 EX 900
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950
Message 23 of 24
Super Contributor

Re: Experian and CK scores Are the Same


@CreditGuyInDixieHi BBS.  I don't think we know that the EX score is a FICO score.  The OP was only able to tell us is that he got the score at Experian.com, but not the tool he was using there.  Here is a link at EX that gives a perspn his Vantage score:

 

https://www.experian.com/consumer-products/vantage-score.html

 

 


That's right.  I think I misread and assumed it was a FICO score, likely from Post 6 where another contributor asked if it was an EX FICO 08 score; I simply had EX FICO in my head when I replied.

Message 24 of 24