@medicgrrl wrote:
Call MyFICO. I was having a problem similar to this and they helped me determine which account was causing it.
I didn't think of that. I contacted them and apparently it's my first federal student loan from 2013 displaying that. Something about unavailable activity/not being updated in 3 years (which I'm assuming is because it's deferred until I finish college this coming year) is making Experian's algorithm think it's a missed payment/derogatory mark. They said to contact Experian to correct it, which hopefully that letter I sent them them on Monday will be all they need.
