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FAKOs are like cotton candy

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thankfulheart
Established Contributor

FAKOs are like cotton candy

All sweet and no substance.  BUT, I still enjoy a bite now and again! Smiley Very Happy  CreditKarma has me at 694 this morning, up from 659 thanks to one of my CCs reporting the new, lower balance and another giving me a small CLI.  Can't wait to see the SW update, but for now, I'm enjoying the pink, fluffy stuff.

Starting Score: 10/1/2011 EQ 568 TU 593
Current Score: EQ 664 TU 700 EX 701 (FAKO)

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crunching_numbers
Valued Contributor

Re: FAKOs are like cotton candy

I know just what you mean. It is a great feeling to see progress, even if it is not the "official" progress. Like getting a gold star in school. I am enjoying CK, even though I just signed up like a week ago. every day I update it hoping for a change. When I finally got a small one I was all excited! I think the problem is that we make a change (zero out a card, drop as an AU, add on as an AU, etc.) and we want instant gratification for it. Unfortunately it takes a while to get everything updated. At the first sign we get, even if it is CK, we are happy that it is working. Cotton candy IS YUMMY after all! 


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
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