FICO 8 vs 04. Omgg new accounts

[Anonymous]

FICO 8 Equifax : 677

FICO 04 Equifax : 599 !!!!!! This just changed today when 3 new accounts hit my reports.  EQ 8 was 683 so a minor decrease.  04 WAS 644....guess we have our answer as to what the older model weighs more.  Jeeeeez.  TU and EX were affected very minimally on both scores with the new accounts. In fact EX 8 wasn't touched.  Still sitting at 704.   

Ridicoulous.  Lenders need to stop using the outdated 04. I'm stunned.  Most of my lenders use 8 thank gods above lol.  Will not be apping with anything EQ until summer at least !!!! 

[Anonymous]

Yowza, that hurts.  What did your AAoA drop to by adding those 3 accounts?

[Anonymous]

Odd thing is it barely did. Still about 5.5 years. Maybe down a yeAr or so. Was 6.4 last I checked. Oldest account 13 years .. But literally nothing else changed. Although the inquiries associated with those accounts obviously too am which are weighed far more heavily on FICO 04