Hello I would like to get an idea of the effects of the following 2 scenarios: 1-Increasing my credit limit by putting more into the account that my secured credit card account uses. 2-Using a cosigner to increase the possibility of being approved for a car loan/lease. All of my credit scores are around the low to mid 600 range. However, I have no mix of credit types. I am still suffering because of some collection issues that have either been paid or are closed. I appreciate any feedback available. Thanks!