@Anonymous wrote:When the same baddies were removed from equifax I was notified same day on myFICO alert "a judgement listed on your credit report has been updated" and I instantly picked up 21 points. I guess i'll just buy my report again from myFICO and see if they have removed....what is your guess? will myFICO report reflect my current TU credit report?
Each credit bureau, TU EQ EX, has a different set of triggers to lead to a score change. If these items are just dropping off, they may not be reaching that trigger for TU. And, if no other balance changes happened during the two weeks for your existing cards, there would not be a regular trigger to recalculate. There has to be some event that reaches the trigger threshhold to go back through since the last score change to see if the file needs to be recalculated, and then it will recalc.
Keep an eye out for when your next balance update happens, and then report back the score change. During that recalculation, it will miss the items that dropped off.
I would not buy a new report right away. Give it some time to work through the databases.
If TU was not showing any "All Bankcards" balance changes, then you probably were not getting any card balance changes on EX or EQ, correct? They may have had some other notices besides balance changes, and TU seems to only work with balance changes.
yeah, I just checked, During the last several months, the only notices I get from TU are for INQ (very rare) or balance changes. That's about it. Not even "new accounts", they just roll in as part of the balance change on all cards combined.
You are right on the money! I did infact get an alert today from TU it said "Your FICO Score has increased from 619 to 635 
There aren't any other details but I am certain that must be from my baddies getting removed. Maybe the lesson here for myself is to just be little more patient even though I am adicted to monitoring my scores at least a few times every hour.