FICO SCORE QUESTION!!!!!!

[celeste45]

my experian FICO score is 739. i recently signup for a experian 3in1 and my score is 500! is this a FAKO score and why such a big difference in scores! the 3in1 report report collection acts on experian and the FICO experian report have no collection accts( which I don't have on this report). tu and equifx ( i am in the process of cleaning up collection accts) any advice is appreciated......

[Junejer]

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@celeste45 wrote:

my experian FICO score is 739. i recently signup for a experian 3in1 and my score is 500! is this a FAKO score and why such a big difference in scores! the 3in1 report report collection acts on experian and the FICO experian report have no collection accts( which I don't have on this report). tu and equifx ( i am in the process of cleaning up collection accts) any advice is appreciated......

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Yes, this is a FAKO score and thus, the score can be ignored. However, I would dig deep into that report to ensure that someone else's garbage has not merged onto your report.

[cobra19]

Must have been quite a shock to go from a 739 to a 500.

The only score that matters is from MyFico.com. 3 in 1 is ok for monitoring your various accounts, but the scores from them are not worth the paper you print them on.