Understanding FICO® Scoring

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Valued Contributor
AndySoCal
Posts: 1,617
Registered: ‎04-07-2009

Re: FICO Score 675, Fairly stagnant

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‎05-30-2012 06:45 PM

What was removed?

Equifax My FICO score 815 5/28/2012. Average of Accounts 12 years and no Installment accounts. MyFICO TU 810 6/26/2012 809 4/21/2013
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kynative
Posts: 14
Registered: ‎04-22-2009

Re: FICO Score 675, Fairly stagnant

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‎05-31-2012 04:24 AM

I sent a goodwill letter to the credit agency, they had the bad collection removed from the CR.

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Valued Contributor
AndySoCal
Posts: 1,617
Registered: ‎04-07-2009

Re: FICO Score 675, Fairly stagnant

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‎05-31-2012 06:35 PM

Try sending goodwill letters to the accounts wher you had late payments.

Equifax My FICO score 815 5/28/2012. Average of Accounts 12 years and no Installment accounts. MyFICO TU 810 6/26/2012 809 4/21/2013
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myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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