I got an auto loan back in October for around 16000 at the time (now paid to 14000). The financing company currently reports only to Experian. It was suggested to me that I ask them to report it to all three to show positive payment history since I pay on time etc. I just used the FICO score simulator and asked what would happen if I got approved for a loan with the amount I still owe and it said that my score would stay the same or even possibly drop. Should I still ask them to report to all three and see if they'll do it or should I just let that be on Experian only? Or will my score not necessarily drop? Does anyone have any experience with the accuracy of the simulator?
Thanks!
Starting: EQ 498 TU 501 EX 485 (9/23/11)
As of 5/12: EQ 552 TU 591 EX 572
Credit Repair Journey Bump in the Road
As of 10/15: EQ 511 TU 588 EX 601
Discover TU Fico- 12/31/18: 694; CK EQ- 1/16/19: 634
Goal: All 3 above 700
