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FICO Score after Inquiries Fall Off

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Anonymous
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FICO Score after Inquiries Fall Off

Hi Everyone... I have an inquiry that falls off my report later this year from opening an AMEX account on exp. Once that falls off, will my Experian FICO equal that of TU, and EQ? The 1 inquiry is the only difference between the 3 files.

 

Thanks,

MG

Message 1 of 3
2 REPLIES 2
Anonymous
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Re: FICO Score after Inquiries Fall Off

If the IQ is over a year you won't see much if any change. It is very rare to all CBs to match. 

Message 2 of 3
RonM21
Valued Contributor

Re: FICO Score after Inquiries Fall Off

Agree. The damage to the scores only last through a year. Then it's only a matter of it fslling off at that point.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 3 of 3
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