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11-18-2007 09:07 AM
11-18-2007 09:19 AM
I was hoping....praying, that the PFICO scores from TU provided to me on my WaMu account, at least CLOSELY approximated the FICO scores I get from myFiCO.
But noooooooooo! Was I ever wrong!
I pulled all CR's (and scores) from myFiCO on 11/01/07. Yesterday I get an alert from WaMu that my scores changed +/- 20 points. I was beginning to get excited.
TU score 11/01/07(myFiCO): 648
TU score,11/01/07( WaMu) : 615
Same date. Just when I THOUGHT, I was getting a basic understanding of how scoring works, I find I'm almost back where I started(untrusting and little confidence in ALL the scoring models). *sigh*
Both scores from TU...both scores dated the same. I just don't get it. I can accept a 15 or gosh, even a 20 point difference, as I can see that FICO and PFICO are as similar to each other as FICO and FAKO scores. 33 point difference. *shakes her head*
Back to square one. Sorry, I had to vent. And NO, I DON'T feel better.
11-18-2007 09:23 AM - edited 11-18-2007 09:25 AM
11-18-2007 09:37 AM
Thanks Timothy,but it stated: Bankcard scores from TransUnion: 11/01/07.
And yes I did apply for 2 cards, last week. 3 in early October.
Message Edited by Sylviatob on 11-18-2007 09:25 AM
11-18-2007 10:24 AM