FICO Scoring on MyFico vs. FICO generated by Discover

[welshdave86]

On this site, my FICO score has been as high as 739, yet when I applied for a Discover card (accepted etc... excellent terms, limit etc) the welcome pack had my score listed as 764 - significantly higher.

Simple question - why is it higher?

Thanks one and all! 

[myjourney]

Different scoring models used 

MyFico TU98

Discover, Barclay, GE TU08

There are 49 different scoring model out there being used 

[-NewGuy-]

Also, are you referring to your first TU credit score provided by Discover as part of the card benefits? Or are you referring to the credit score they sent you as a result of pulling your credit to approve you in the first place? If the latter, it might not even be a TU sccore, but it should state which bureau they pulled.

[welshdave86]

Sorry, I should have stated, it was an EQ score... Completely makes sense about the scoring models, I guess I conveniently forgot!

Thanks!