FICO and CO status

[daisyduke]

i know that FICO doesn't care if you have a PAID or UNPAI FICO Score. However, does FICO take into consideration the actual amount that was in CO.  I would think it doesn't matter if its $1.00 or $100,000 - same result. Since income is not factored into a fico score.

Can somene please confirm thsi?

I do know that in a manual review a paid co is better than  an outstanding CO. I get it. but what if i got a CO for a low amount like $200? versus $10K?

[llecs]

If a CC CO, it could still be factored into CC utilization and that certainly could ding your score. If any other CO, the amount doesn't matter.

[daisyduke]

Thanks Illecs. Something i never thought of - the utilization...You are so helpful.