I disputed LVNV on my Experian and Trans Union reports as not intallment, and not factoring account. I haven't disputed with Equifax yet, but am trying out free 30 days of Credit Watch, and now it is showing on Equifax as revolving account and status as collection. The one thing that I didn't notice before is the N/A for date opened. Equifax shows my account age as 0, average account age as "NaNYear", and my oldest account as LVNV!!! I'm thinking that when they don't show an opened date, this skews the age factor for FICO scoring. Why else would my length of credit history show 0? My actual oldest account is from 1990! What do you think?
