11-29-2007 09:42 PM - edited 11-29-2007 09:45 PM
11-30-2007 05:11 AM
11-30-2007 11:36 AM
RobertEG wrote:PIF only makes you happy, it does not not put money into the pockets of the credit card companies. So why would any credit card company want to see you rewarded with an improved FICO score if you are a recognized PIF'er?
12-02-2007 05:20 PM
12-03-2007 07:30 AM
MidnightVoice wrote:In many ways, Fair Isaac "created" the modern CC game
12-03-2007 07:44 AM
True - I suppose I meant the current version of the game
12-03-2007 09:28 AM
Quartrermoon wrote:I am so interested in learning the FICO way. Please, if anyone is willing to educate me on this process, I would be devoted to share with my family, friends and help anyone recover from the credit ignorance I grew up with.
12-13-2007 04:18 PM
Most cards report "previous Balance" and "Last Payment"
If FICO wanted to take this into account(PUN) they could-
12-16-2007 07:21 AM
12-16-2007 08:38 AM