@Anonymous wrote:P/S Should I pull my reports from all three bureaus to check discrepancies and errors and also to dispute items? Is it better to dispute online or written, and do I HAVE to pull my report in order to dispute?? For some reason the 3-in-one the mortgage company used has old accounts on there that weren't on my myfico.com report!
I'm leaving this to the people who know what they're doing with disputes, this and the post about pulling your reports.
I'm such a chicken that I was drenched in sweat after getting the CRA's to update my employment info!
(which probably no longer affects scores, by the way)