02-03-2013 06:11 PM
Received a SW alert to find out my score increased by 11 points. Interestingly, there's no change in utilization, no inquiry removal (my credit journey started only 10 months ago) and no new account.
Could it be because of an increased month?
02-03-2013 07:12 PM
Did you pull a new FICO report? Did any of the pos/neg reasons change?
Did any TLs drop? Baddies disappear? Most of my drops were on the first. Any accounts hit a b-day? AAoA increased by a year?
02-04-2013 02:09 PM
02-04-2013 09:43 PM
Since my oldest account is 10 months, there's no point of card anniversary or AAoA turning 1 year. I never had baddies. No negatives.
With such a short credit history, you might have gotten a bump just because your history aged a little.
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