Valued Member
Posts: 26
Registered: ‎04-15-2011

Re: FICO is doing better - a couple questions.

Thanks guys

Posts: 12,952
Registered: ‎04-15-2011

Re: FICO is doing better - a couple questions.

llecs wrote:

HiLine wrote:

Why is it 9% or below and not 1%?

I can recall a couple of posters, psychic is one, who went in depth about changes to their FICO(s) when they let 1% report, 2%, 3%, and so on. At least one found their sweet spot at 5%. But it's certainly a YMMV thing. It might be 1% for one or 9% for another.

Guilty!!!  Mine is at 4%.  And I've tested it a few times.

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