FICO makes no sense - score goes DOWN for paying bill?

[BuffaloBoy]

"The balance on one of your accounts has decreased by $165

FICO® SCORE CHANGE

611 > 604"

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Oh, thanks. Guess I SHOULDN'T have paid that bill...

[BuffaloBoy]

Happened in January too.

"The balance on one of your accounts has decreased by $244Based on Equifax data

FICO® SCORE CHANGE

700 > 582"

[d170]

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@BuffaloBoy wrote:

Happened in January too.

"The balance on one of your accounts has decreased by $244Based on Equifax data

FICO® SCORE CHANGE

700 > 582"

---

I would've lost my head. That's a big decrease. 

[fused]

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@BuffaloBoy wrote:

"The balance on one of your accounts has decreased by $165

FICO® SCORE CHANGE

611 > 604"

---

Oh, thanks. Guess I SHOULDN'T have paid that bill...

---

What did you pay?

[RecoveredDebtaholic]

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@BuffaloBoy wrote:

"The balance on one of your accounts has decreased by $165

FICO® SCORE CHANGE

611 > 604"

---

Oh, thanks. Guess I SHOULDN'T have paid that bill...

---

Makes perfect sense....if you understand that all these scores are a way to earn money for those that sell them and the financiers that benefit from charging as high of interest as possible and keeping you in debt as long as possible. Congrats on paying off the debt, always pay in full and work on improving the contents of your credit file rather than worrying about the score.

[Anonymous]

Just happened to me as well, dinged for paying off balance.

[BuffaloBoy]

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@RecoveredDebtaholic wrote:

---

@BuffaloBoy wrote:

"The balance on one of your accounts has decreased by $165

FICO® SCORE CHANGE

611 > 604"

---

Oh, thanks. Guess I SHOULDN'T have paid that bill...

---

Makes perfect sense....if you understand that all these scores are a way to earn money for those that sell them and the financiers that benefit from charging as high of interest as possible and keeping you in debt as long as possible. Congrats on paying off the debt, always pay in full and work on improving the contents of your credit file rather than worrying about the score.

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Wait, WHAT?

[BuffaloBoy]

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@fused wrote:

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@BuffaloBoy wrote:

"The balance on one of your accounts has decreased by $165

FICO® SCORE CHANGE

611 > 604"

---

Oh, thanks. Guess I SHOULDN'T have paid that bill...

---

What did you pay?

---

Lowes credit card.

[fused]

What account did you pay down?

[fused]

I have to ask. Are you 100% sure something else didn't change on your report?