Reply
New Member
mamawishbone
Posts: 6
Registered: ‎03-25-2013

Re: FICO score 40 points lower than any credit score?

Thanks all for the great advice.  I'm working on a few of these to see if I can get a PFD. One creditor only offered to mark as settled, would this even help my score? This debt is schedule to come off April 2014.   Also, would I get much of a boost if I could increase my credit limit? I have a secured card that I could increase.    I am hesitant to work with this lender because as soon as he saw my score was a 612 he didn't seem to have any interest in working with me to improve.     Should I wait a few months and then reach out to another lender?  I don't want another hard inquiry to hurt my score.


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+