12-31-2012 09:34 AM
Hey everyone, happy new years eve!
I used to have a fico score of about 750-760 for both Equifax and Transunion, but after using a lot of my personal cards for business use (I know, dumb) I've racked up a lot of debt but now I'm paying it off for the most part (I already opened a few new business cards and I've gotten everything in order) BUT I'm focused on my scores now.
I just made these payments as of a few days ago, and today:
Discover - $12,000 owed / $13700 limit - Paid to $0
Chase: $4700 owed / $20,000 limit - paid to $0
Citi card 1: $1486 owed / $14000 limit - paid to $0
Bank of America - $2900 owed / $5000 limit - paid to $0
I have about 10 cards total, but the remaining cards have 0 balances so I'm not including them. I just paid all of those cards after reporting with a balance for over a year.
Before: $30,000 out of an available $74000
After: $9760 out of an available $74000
FICO Before debt paid : 690
FICO after: ??????
12-31-2012 10:30 AM