09-13-2013 12:42 PM
I applied for an SPG Amex CC a few weeks ago and got a letter today that I was declined. The main reason was "Low fico score. 648"
I quickly logged on to my fico to check my 3 scores and it shows the following:
Any idea with the large discrepancy? Should I even bother applying in 30 days?
09-13-2013 12:50 PM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO