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I applied for an SPG Amex CC a few weeks ago and got a letter today that I was declined. The main reason was "Low fico score. 648"
I quickly logged on to my fico to check my 3 scores and it shows the following:
Equifax: 739
Tran: 743
Experian: 729
Any idea with the large discrepancy? Should I even bother applying in 30 days?