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FICO score increase with inquiries?

Established Member

Re: FICO score increase with inquiries?

I have to agree my score dropped from 559 to 532 and the only change I had was a mortgage broker checking my credit (just 1 time) and paying off an old collection acount and I freaked out in tears. Because I am trying to refinance and cashout but its very stressful trying to increase your scores by paying off old accounts.
New Contributor

Re: FICO score increase with inquiries?

You know what you may never know what caused the score increase, but I hope ot will help you to lock in an even better rate, good luck on your mortgage shopping.