cancel
Showing results for 
Search instead for 
Did you mean: 

FICO score shows red flag on number of accounts

tag
Anonymous
Not applicable

FICO score shows red flag on number of accounts

I have 46 open accounts on my experian credit report, most of them are REALLY old (including Salle Mae student loans paid off in full and always on time).  Many are credit cards as well that are old, and that I don't use, don't even have the plastic anymore.  Should I try to find out about these accounts, get ahold of the creditor and request them to be closed?  How will this impact my score?
 
Thanks!
Message 1 of 2
1 REPLY 1
smallfry
Senior Contributor

Re: FICO score shows red flag on number of accounts

Welcome to the more than 30 accounts club. They are on your reports until they fall off and probably hurt very little score wise. Don't dispute them you might lose good tradelines.
Message 2 of 2
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.