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Tuscani wrote:Perhaps... just take what the sim says with a grain of salt.
@Anonymous wrote:Pretty much have my Equifax report as accurate as I can get it..........FICO 583.I have TWO baddies, Capitol one cards that still show Cap 1 as OC. No collection on these..... (yet)one card has a balance $1251. dropping off CR in July 2008one card has a balance $2205. dropping off CR in Feb 2008.My FICO simulator says, if I pay these (remember they still show as a revolving CC) witth a zero balance. FICO would jump to 707 to 728. Is this possible? Has anyone had any experience with the simulator? Should I persue this or let the sleeping dog lie?Thanks Again....