10-11-2013 08:31 PM
10-12-2013 08:14 AM
Out of curiosity - how a low of a score prevented you from getting a checking account? Congrats on the rebuilding effort btw.
10-12-2013 08:31 AM
Is myFICO the only nonFACO site? How different are myFICo,FACO & FICO scores? Why can't consumers see the same scores creditors see.
I think that, within reason, my officer at my credit union will show me my score from which ever bureau they use. When I first opened my account there, he did & sat me down & discussed it with me. It started out not being high enough for me to be able to open a checking account, just savings. Then a Visa with a $3000 CL. Since then my score has gone up 177 points.
I went there because of Suze Orman(please, no faces. ) They are friendlier than any bank I've had since the 70's.
there are other ways you can get fico scores like if you open an walmart store or walmart discover card you get an TU fico, also dcu and psecu offer fico score if you have accounts with them.
10-12-2013 09:16 AM
10-12-2013 09:32 AM
Score was under 575. What are dcu & psecu? I read abbreviations but so much wasn't in there.
I had gone through a bad patch & was actually still turning down offers. They gave me a checking account & a Visa with a $3000 limit after not too long.
I've been reading in the forums & I'm starting to understand but, why are the actual scores kept secret?
dcu=digital credit union and psecu=penn state employee credit union. If you have account with them you get free fico scores. The problem from what i know about fico scores there are so many versions of them. I think there is like over 45 different versions. That may be part of the problem. I would just try and be patient and make sure you pif every month and in time, you will be able to get some of those cb cards you want. Do you have any in particular you are aiming for, because i think freedom and discover it may be an bit easier to get then say an amex bcp
10-12-2013 10:54 AM
10-12-2013 11:13 AM
10-12-2013 11:34 AM