FICO vs. FAKO – Share your FAKO stories

[Anonymous]

My current Credit Karma scores are TU 678 EQ 674.  My Fico 8 scors on MyFico are TU 631, EQ 652 and EX 675.  I don't think that's a big difference really.  They are way up from 18 months ago  like 100pts on both.   Can't wait to see a 700 somewhere.

[Fleuriste]

I'm new to MyFico:

Here are my Credit Karma numbers:

TU: 724

EQ: 719

My Fico 8 scores:

TU:743

EQ:715

EX:762

Equifax numbers are pretty close, but TransUnion is way different.

[Anonymous]

589 tu fico and vantage 556
590eq fico and vantage 600
609exp fico and vantage is 642 (via tu)

[Jamal123]

Credit Karma and most of those other sites that provide free scores are a waste of time. 

[lrodrig]

I thought this was amusing so I'm sharing. I've been trying hard to get my scores up. Started off in the high 600s a few months ago.

Here are my Credit Karma numbers today which I think are comical:

TU: 812

EQ: 807

My Fico 8 scores:

TU:739

EQ:735

EX:731

Credit Check Total:

EX: 731

They went up on Credit Karma 61 and 70 points respectively today. So not even close. They were tracking closely for a while. I have no idea what to look for on Credit Karma to understand why they think the Vantage scores are that high.

[MuadDibx]

CK FAKO

TU - 780

EX - 786

In contrast

TU FICO 08 (Barclay's) - 733

EX FICO 08 (Chase) - 730

EX FICO 08 (Discover non customer) - 734

The 50 point difference is really annoying me.  Waiting for my FICO to catch up to my FAKO.

Edit: As I was writing this my Barclay's TU FICO finally updated....777!!!!

[Anonymous]

Vantage 3.0:

TU - 589

EQ - 607

Equivaliency score

EX - 701

Fico 8

TU - 691

EQ - 717

EX - 653

[Anonymous]

Thank you for the info -- I had assumed something along those lines was true, but it's nice to have confirmation!

[Anonymous]

My Amex just reported to equifax  for the first time today. With that my scores on two sites are wildly different

Last Month:

Fico 8:   721

Vantage 3.0: 757

Ths month:

Fico 8: 760

Vantage 3.0: 682

My Fico as reported by myfico went up 39 points while credt karma reports a 75 point drop. Crazy.

[Anonymous]

My credit karma scores tanked 88 points and 70 something points when the new cards reported. Yet my fico went up from eq 674 to 717 and tu 650 something to 691! I don't know why the vantage tanked. Luckily no one uses it for anything.