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I know I've seen other posts on this (think htsu had one..or more...on this) but naturally now that I've been trying to find one, I can't!!
I'm wondering about when the 'aging' of an account or inquiry takes place, ie: actual date, first of month, next month, etc. If I remember from other posts, it can vary by CRA.
For instance, an inquiry or account shown as 3-19-09 would age 3-1 or 3-19 or 4-1?? (I realize inqs stay on report for 2 yrs regardless).
I've got some coming up so just want to know when to be looking for possible improvement!!
Thanks for the prompt response, llecs!
I assume they do the same for accounts (?).
In light of your helpful info, I hope I see a little increase when my Feb 19th inq celebrates its birthday, and then again when 2 other accounts have their March birthdays.
I wanna be a FICO high achiever one day!!