FNBO Credit Cards Site - FICO Scores as of February 13, 2014

[Anonymous]

Logged into the regular FNBO Credit Card site and found they added the FICO Scores. My pulled score was 020814 of 811. Interesting.

[gdale6]

802 (+8)

[Creditaddict]

696 (+6)

comenity says I was 654 for the EX they used for True Value Discover around 2nd though.

[gdale6]

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@Creditaddict wrote:

696 (+6)

comenity says I was 654 for the EX they used for True Value Discover around 2nd though.

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FNBO uses FICO 8 Bankcard enhanced version, Comenity I believe uses a classic FICO 8 version as the score only goes to 850 not 900 like a bankcard enhanced version does.

[Anonymous]

gdale6 - what is the enhanced version all about?

[pizzadude]

Moving to Understanding FICO Scoring

[AndySoCal]

The enchanced usually means it is an industry specific version as compared to a non industry specific version.