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FORGET fico score NOT used by Mtg Lenders

Regular Contributor

Re: FORGET fico score NOT used by Mtg Lenders

The EQ score I pulled here at myFICO.com was the exact same number two lenders pulled and the TU score was only one point different than the lenders' reports (due to different TU scoring version). I also get score reports from elsewhere, but their scores are not close to what the lenders reported because they are not real FICOs.


FEB 2014 EQ: 798 EX: 780 TU: 798
Message 31 of 35
New Contributor

Re: FORGET fico score NOT used by Mtg Lenders

(Comment removed by Movin_on_up.)

Starting score: EQ FICO 8 702 (1/1/2012)
Current scores: EQ FICO 8: 763 / TU FICO 8: 760 / EX FICO 8: 765

Wallet: Chase Freedom 12K - Discover More 12K - Walmart 1K - Capital One MC 1K
Message 32 of 35
New Member

Re: FORGET fico score NOT used by Mtg Lenders

That was a very interesting conversation...

Message 33 of 35
Valued Contributor

Re: FORGET fico score NOT used by Mtg Lenders


langinjoe wrote:

That was a very interesting conversation...


Reminds me of the old samuri curse, "May you live in interesting times."

3-26-15: FICO EXP: 828 - EQU:820 - TRAN: 828 - AVG: 825 +275 points from JUN 2008 - MY CREDIT JOURNAL

Message 34 of 35
Highlighted
Moderator Emeritus

Re: FORGET fico score NOT used by Mtg Lenders

Absolutely.  Smiley Happy

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 35 of 35