03-27-2013 08:04 AM
Just wanted to put this out there for general information;
I have been playing around with percentages of UTL, I went from 3% to 7% and FICO dropped 3 points.
03-27-2013 09:54 AM
03-27-2013 11:45 AM
right now, a single card @ 4.75% utilization(and a ~0.89% overall utilization), gives me a lower score than absolutely no balances reporting on anything by 8 points.