I have TC monitoring service and sometimes I can't help but to look at the scores. My reason for bringing that up is because my fico scores are usually 2-3 points different. I just had a collection acct added to my CBR from an old mbna acct from 04 from allied acceptance and my fako scores which were a 562TU, 541EX, and 563EQ took 20 to 30 point hit on each of them. Now my Fakos are as follows 534tu, 536ex, and 535eq. Now when I checked my fico scores and reports shortly after, all of my fico scores were 20-21 pts higher. Does this mean that my fico scores took 30 pt dive and that they were near 600 or is TC scores full of &%$#?