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Fico 8 Score Variance

Fico 8 Score Variance

Can anyone tell me why my Experian.com Fico 8 score and my Chase Slate Fico 8 score differ by 45 points? They both pull from Experian and both calculate using Fico 8 according to their websites. They were even both updated today!

I'm very confused. Chase Slate 629, Experian.com 674
Fico 8 Scores: Equifax 728, Transunion 744, Experian 702
2 REPLIES
Established Contributor

Re: Fico 8 Score Variance

Your MyFico Score is a general score. Chase uses Fico plus some of their own proprietary informaiton to arrive at "their fico score" .

Starting scores 01/02/2012 EQ 707(Fico) TU 733(Fico)XP 735 (FAKO)
Updated scores 05/01/17 EQ 824, TU 812 EXP 810 (all Fico scores) Remember the Three P's: Pay early in Full, Pay on Time, Patience
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Re: Fico 8 Score Variance


bettercreditguy1 wrote:

Your MyFico Score is a general score. Chase uses Fico plus some of their own proprietary informaiton to arrive at "their fico score" .


I find that sort of interesting, because both websites say they use the Fico 8 scoring method. There is no mention of any other scoring in the fine print.

Fico 8 Scores: Equifax 728, Transunion 744, Experian 702