Greetings All, I would like to inquire of the possibility of my score being maxed out based on my current profile. For the past two months, despite my utilization being reduced by 7% (from 12% to 5%) and my CL being increased over $6K due to a CLI (Amex), I have yet to obtain an increase in my FICO scores. Note that my new TL from Diners Club ($40K) has yet to report. Is there such a thing as have a maxed out profile? Pertinent information is indicated in my siggy. Your feedback is appreciated. "In Joy" your evening!
Note: Edit due to info. not populating in siggy: Diners Club Prestige - $40K; Amex ED - $9K; Chase Slate - $3K; Walmart MC - $6K; Discover - $5.1K; Merrick - $4850; DFS - $2.5K; Credit Care - $2.5K; Pay Pal - $2.5K; Macy's - $2K
EQ - 812 (CCT) 5/29/17 / EX- 819 (CCT) - 5/29/2017 / TU - 812 - 5/29(CCT) / Util - 2% / AA0A - 6 years, 8 months
Diners Club Prestige - $40K; Amex ED - $18K; Amex BCE - $5K; Chase CSP - $6K; Chase Freedom Unlimited- $8K; Chase IHG - $17K; Walmart MC - $7.6K; Discover - $12.9K; Merrick - $4850; Credit Care - $2.5K; Pay Pal - 5K; Macy's - $5.2K