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I was checking my Exp fico CC 8 score and notice that one of my negatives was how many accounts in good standing. It says I have 6 and that's a negative, however it also says that its HIGH acheivers have on average 6 accounts in good standing. Good standing meaning paid as agreed. What gives? How can what they claim as a negative for me be the same thing that's a positive for their HIGH ACHEIVERS?? Anyone?
Welcome to the Forums!
The average of High Achievers... Likely someone with 6 accounts has had them open a few decades, never had a blemish etc.
Without knowing more about your personal file, it would be difficult to make a guess. Are all of your accounts open and in use and do you have any negative accounts?
Yes, FICO scores seem to behave strangely sometimes.
@Appleman wrote:Welcome to the Forums!
The average of High Achievers... Likely someone with 6 accounts has had them open a few decades, never had a blemish etc.
Without knowing more about your personal file, it would be difficult to make a guess. Are all of your accounts open and in use and do you have any negative accounts?
Yes, FICO scores seem to behave strangely sometimes.
+1
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |