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Fico Scoring confusion

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nupey10
Regular Contributor

Fico Scoring confusion

I was checking my Exp fico CC 8 score and notice that one of my negatives was how many accounts in good standing.  It says I have 6 and that's a negative, however it also says that its HIGH acheivers have on average 6 accounts in good standing.  Good standing meaning paid as agreed.  What gives?  How can what they claim as a negative for me be the same thing that's a positive for their HIGH ACHEIVERS??  Anyone?

 

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Appleman
Valued Contributor

Re: Fico Scoring confusion

Welcome to the Forums!

 

The average of High Achievers... Likely someone with 6 accounts has had them open a few decades, never had a blemish etc.

 

Without knowing more about your personal file, it would be difficult to make a guess. Are all of your accounts open and in use and do you have any negative accounts?

 

Yes, FICO scores seem to behave strangely sometimes. 

Message 2 of 3
RonM21
Valued Contributor

Re: Fico Scoring confusion


@Appleman wrote:

Welcome to the Forums!

 

The average of High Achievers... Likely someone with 6 accounts has had them open a few decades, never had a blemish etc.

 

Without knowing more about your personal file, it would be difficult to make a guess. Are all of your accounts open and in use and do you have any negative accounts?

 

Yes, FICO scores seem to behave strangely sometimes. 


+1



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