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So I ran the simulator to see if I can get my scores to jump..
It's telling me that if I pay down my revolving debt/open accounts $877 each month, for two months, my scores will increase 30 points across the board.
Is there any validity to this?
It would effectively push my FICO 8 scores above 800.
@Anonymous wrote:So I ran the simulator to see if I can get my scores to jump..
It's telling me that if I pay down my revolving debt/open accounts $877 each month, for two months, my scores will increase 30 points across the board.
Is there any validity to this?
It would effectively push my FICO 8 scores above 800.
Do it and let us know.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
I'm going to give it my best shot to match their estimates and I will let you all know how close it came.
My CK FAKO's are more accurate than FICO sims.
@Anonymous wrote:
@Anonymous wrote:So I ran the simulator to see if I can get my scores to jump..
It's telling me that if I pay down my revolving debt/open accounts $877 each month, for two months, my scores will increase 30 points across the board.
Is there any validity to this?
It would effectively push my FICO 8 scores above 800.
Do it and let us know.
^this
But this also means you can't change your reports in any other ways. No apps, no INQs, etc.
@lhcole77 wrote:
@Anonymous wrote:
@Anonymous wrote:So I ran the simulator to see if I can get my scores to jump..
It's telling me that if I pay down my revolving debt/open accounts $877 each month, for two months, my scores will increase 30 points across the board.
Is there any validity to this?
It would effectively push my FICO 8 scores above 800.
Do it and let us know.
^this
But this also means you can't change your reports in any other ways. No apps, no INQs, etc.
I'm not planning on pulling my scores in anyway. Trying to tighten up for mortgage pre-approval in August so I will only be paying down balances. Wish me luck!