So I ran the simulator to see if I can get my scores to jump..
It's telling me that if I pay down my revolving debt/open accounts $877 each month, for two months, my scores will increase 30 points across the board.
Is there any validity to this?
It would effectively push my FICO 8 scores above 800.
So I ran the simulator to see if I can get my scores to jump..
It's telling me that if I pay down my revolving debt/open accounts $877 each month, for two months, my scores will increase 30 points across the board.
Is there any validity to this?
It would effectively push my FICO 8 scores above 800.
It's good that the simulator works for some. For me personally, I look at any simulator only as a tool. I don't expect it to be dead on in any way. But it could give me a general range.
Total CL: $321.7k
UTL: 2%
AAoA: 7.0yrs
Baddies: 0
Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping
So I ran the simulator to see if I can get my scores to jump..
It's telling me that if I pay down my revolving debt/open accounts $877 each month, for two months, my scores will increase 30 points across the board.
Is there any validity to this?
It would effectively push my FICO 8 scores above 800.
Do it and let us know.
^this
But this also means you can't change your reports in any other ways. No apps, no INQs, etc.
So I ran the simulator to see if I can get my scores to jump..
It's telling me that if I pay down my revolving debt/open accounts $877 each month, for two months, my scores will increase 30 points across the board.
Is there any validity to this?
It would effectively push my FICO 8 scores above 800.
Do it and let us know.
^this
But this also means you can't change your reports in any other ways. No apps, no INQs, etc.
I'm not planning on pulling my scores in anyway. Trying to tighten up for mortgage pre-approval in August so I will only be paying down balances. Wish me luck!
