Whooops! Slight technical difficulty in my post...you'd think I'd have this figured out by now.
@Anonymous wrote:
Is there a big diff. in what my bank sees as my credit limint and what fico is tell ing me it is?
OP, to clarify, did you pull both FICO reports from myFICO.com? If so, you compared them to your lender's scores and they did not match, right? Which one didn't match? TU? EQ?
It may not be a CL issue at all if you and your lender pulled FICO reports. If a TL lacks a CL entirely, then the util isn't scored by FICO or your lender if the used a FICO score. If this was an issue with TU, then there could be some issues if your lender used one version of TU FICO and you saw another on here.
