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Valued Contributor
Posts: 2,648
Registered: ‎09-26-2011
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Re: Fico max out CC %


RobertEG wrote:

 

The FICO impact will "go away" once the util is paid down, as % util of CL is not based on prior util levels.


That being said, it brings to mind another question...

 

If SOMEONE (no names, please... :smileytongue:) were carrying significantly more than 90% util on quite a few cards, then paid them down so that NO account reported over 90%, one would expect a measurable increase in FICO score once the new information reported, right?

 

How measurable?

 

Just wondering.

 

For a friend.

 

Yep.

Current Scores: EX 706 (FCR) TU08: 660 Wally. 01/03/2015.
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