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So,are Merrick Bank and Walmart fico's real or not?
Referring to the free FICO? Wal-Mart offers a Classic TU08 FICO. Merrick offers a CC-enhanced TU08.
Yes,the free fico's.
What system does my fico use?
@smiths38 wrote:What system does my fico use?
What do you mean? It's a FICO score. As mentioned, both are a version of your TU FICO.