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Registered: ‎05-11-2012
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Re: Fico score range so large between two reporting credit agency

A few more points increase as more baddies drop.  The reports are getting more similar now.

 

Transunion reports a 90 day late and CO on a credit card.  Equifax just reports it as a CO only on the same account.  However Equifax list me having 3 public judgements, and Transunion only lists 2.  I believe it really is just 2, but these judgements are old, almost 6 years old, not sure if it even has much of a negative effect anymore.  Credit inquiries, Transunion list 4 that could possibly be affecting score and Equifax lists only 1.  The score for Transuion was the same with 3 inquires only.

 

Equifax 708 Transunion 689

 

Is more points getting dock off from Transunion score because of the additional 90 day late payment?

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