Well at least until my AMEX turns 1 next month. 
For my report anyway they seem to want 1 account with a balance. I lose a couple of points for 2 and 9 more for 3 with a balance. No further penalty for allowing 4 balances.
Well at least until my AMEX turns 1 next month. For my report anyway they seem to want 1 account with a balance. I lose a couple of points for 2 and 9 more for 3 with a balance. No further penalty for allowing 4 balances.